Pelaburan Emas Yang Betul... Jom mula dari sini..

BAGAIMANA MEMBUAT PELABURAN EMAS DI MALAYSIA

PENDAHULUAN.
Emas merupakan logam yang sangat istimewa. Warnanya yang menarik serta kesukaran
mendapatkannya menyebabkan ia dianggap bernilai oleh manusia. Selain daripada
dijadikan barang kemas emas juga menjadi penyimpan kekayaan yang paling unggul. Ini
kerana ia tidak boleh dibinasakan dan tidak akan hilang nilainya.
Justeru, menyimpan emas sebagai satu pelaburan merupakan tindakan yang amat bijak.
Ini kerana nilainya sentiasa meningkat di dalam jangka masa panjang.
Jika kita perhatikan carta sejarah harga emas daripada tahun 2000 – 2009, kita akan
dapati bahawa harga emas adalah seperti berikut:

Ini adalah kenaikan 246% di dalam jangka masa 9 tahun (purata kenaikan harga 27%
setahun)

Kajian kes: Harga syiling Kijang Emas di Malaysia.


Harga untuk 1 Ounce syiling Kijang Emas pada 16 Ogos 2001 ialah RM1114.000 dan
pada 16 Ogos 2009 harganya mencecah RM 3,561
Ini adalah kenaikan sebanyak 219.65% dalam masa 8 tahun.
atau purata kenaikan harga 27.45% setahun!!
Sumber: Bank Negara Malaysia:
http://www.bnm.gov.my/index.php?ch=12&pg=141

BAGAIMANA MEMBUAT PELABURAN EMAS DI MALAYSIA?
Terdapat 2 cara membuat pelaburan emas di Malaysia iaitu
1. Pelaburan emas fizikal
2. Pelaburan emas dengan membuka akaun simpanan emas

PELABURAN EMAS SECARA FIZIKAL.
Pelaburan emas secara fizikal boleh dibahagikan kepada 3 kategori iaitu:
1. Syiling emas
2. Jongkong emas
3. Barangan kemas

Bagi memaksimumkan keuntungan pelabur disarankan untuk membeli emas fizikal di
dalam bentuk syiling emas dan jongkong emas. Ini kerana syiling emas dan jongkong
emas memiliki kelebihan seperti berikut:
1. Mudah dibawa
2. Mempunyai saiz, bentuk dan berat yang standard.
3. Mudah ditunaikan.
4. Mempunyai perbezaan harga belian dan jualan yang rendah

Barang kemas bukanlah pelaburan emas yang baik kerana harganya yang tinggi
disebabkan kos upah membuat barang kemas tersebut. Selain itu susut nilai bagi barang
kemas adalah tinggi (25 % - 40%)

INSTITUSI/SYARIKAT YANG MENJUAL SYILING EMAS.
Di Malaysia, terdapat 5 institusi/syarikat yang menjual syiling emas untuk pelaburan
iaitu:
1. Maybank - Syiling Kijang Emas – http://www.maybank2u.com.my/
2. UOB Bank - http://www1.uob.com.my/webpages/b_treasury_gold.htm
3. Dinar Emas Kelantan - http://dinarkel.com/
4. Public Fine Gold International Sdn. Bhd. Gold - http://publicgold.com.my/
5. Public Dinar - http://publicdinar.com/

SYILING EMAS YANG TERDAPAT DI MALAYSIA.

Gambar: Syiling Kijang Emas – Dijual di Maybank (cawangan tertentu)

Gambar: Canada Gold Maple – Dijual di UOB Bank (cawangan tertentu)


Gambar: Australian Kangaroo – Dijual di UOB Bank (cawangan tertentu)


Gambar: Singapore Gold Lion – Dijual di UOB Bank (cawangan tertentu)


Gambar: Syiling Emas Public Gold


Gambar: Dinar emas Kelantan

Gambar: Dinar Emas Public Dinar

JONGKONG EMAS.
Selain daripada syiling emas, pelaburan emas yang terbaik adalah dengan membeli
jongkong emas. Ini kerana harga jongkong emas biasanya adalah hampir dengan harga
emas antarabangsa, mempunyai ketulenan 999.9 serta mempunyai perbezaan harga belian
dan jualan yang rendah.
Di Malaysia terdapat 3 jenis jongkong emas yang popular dan boleh anda beli iaitu:
1. PAMP Suisse
2. Poh Kong Bunga Raya
3. Public Fine Gold International Sdn. Bhd.
JONGKONG EMAS PAMP SUISSE
PAMP ini adalah singkatan bagi (Produits Artistiques Métaux Précieux) (artistic,
precious metals products).
PAMP yang berpangkalan di Switzerland merupakan salah sebuah syarikat yang
terkemuka dunia dalam menulenkan logam berharga dan mengeluarkan produk-produk
daripada logam-logam berharga seperti perak, emas, platinum dan paladium.
Laman web syarikat ini ialah http://pamp.com/main.htm
Emas keluaran PAMP ini diiktiraf mutu, kualiti dan ketulenannya di seluruh dunia.
Kesemua gold bar PAMP mempunyai nombor siri dan juga sijil ketulenan.
Di Malaysia, terdapat 2 bentuk gold bar PAMP yang dijual iaitu Lady Fortuna dan juga
jongkong dengan sijil berwarna merah jambu.
Jongkong emas PAMP Suisse boleh dibeli di sesetengah kedai emas, Habib Jewel dan
juga UOB Bank. Gold bar ini terdapat di dalam 2 bentuk


Gambar: PAMP Suisse dengan sijil merah jambu.


Gambar: Gambar jarak dekat jongkong emas PAMP Suisse


Gambar: PAMP Suisse Lady Fortuna

JONGKONG EMAS POH KONG BUNGA RAYA.
Kedai Emas Poh Kong ada menjual jongkong emas keluaran mereka sendiri.
Ia dinamakan jongkong emas Bunga Raya.

Gambar: Jongkong Emas Poh Kong Bunga Raya

JONGKONG EMAS PUBLIC FINE GOLD INTERNATIONAL SDN BHD.
(PUBLIC GOLD)
Public Gold merupakan syarikat yang mengeluarkan jongkong emas untuk tujuan
pelaburan.
Syarikat ini beralamat di:
Public Fine Gold International Sdn Bhd
(818840-U)
12E Ground Floor, Jalan Rumbia,
11900 Bukit Jambul, Penang.
Tel : 04-644 9999
Jongkong emas yang dijual seperti berikut. Setiap jongkong emas mempunyai sijil ketulenan dan nombor sirinya
yang tersendiri.

Gambar: Jongkong Emas 20 gram, 50 gram dan 100 gram Public Gold.

PELABURAN EMAS MELALUI AKAUN SIMPANAN EMAS
Selain daripada membuat pelaburan emas melalui emas fizikal, pelabur di Malaysia boleh
membuat pelaburan emas dengan cara membuka akaun simpanan emas. Terdapat 2 bank
yang menawarkan kemudahan akaun simpanan emas iaitu
1. Maybank : Gold Saving Passbook Account (GSPA)
2. Public Bank : Gold Investment Account (GIA)


Gambar: Buku akaun simpanan emas Maybank dan Public Bank

Dengan membuka akaun simpanan ini pelabur tidak mendapat emas fizikal, sebaliknya
nilai belian emas akan direkodkan di dalam akaun simpanan emas berkenaan. Harga
emas pula adalah berdasarkan kepada harga emas semasa.
Akaun simpanan ini boleh dibuka di mana-mana cawangan Maybank dan Public bank.
Bagi Maybank, pelabur boleh mengeluarkan simpanan dalam bentuk emas fizikal (cas
tambahan untuk pengangkutan dan insurans akan dikenakan) manakala bagi Public bank
pula tidak menawarkan kemudahan mengeluarkan simpanan di dalam bentuk emas fizikal.
Pelabur hanya boleh menjual nilai emas dan mendapat tunai.
Kebaikan membuat pelaburan dengan cara ini ialah pelabur tidak perlu bimbang masalah
menyimpan emas fizikal. Namun keburukan pelaburan cara ini ialah pelabur tidak
mendapat emas fizikal.
FAKTOR-FAKTOR YANG PERLU DIAMBIL KIRA SEBELUM MEMBELI
EMAS PELABURAN.
Bagi memaksimumkan keuntungan, pelabur disarankan mengambil kira faktor-faktor
berikut:
1. Harga emas tersebut – semakin murah harganya maka semakin baik.
2. Emas fizikal atau akaun simpanan emas
3. Ketulenan emas – sebaiknya beli emas 999.9 atau 916
4. Stok yang mudah diperolehi
5. Perbezaan harga belian dan jualan (
6. Syarat-syarat lain yang dikenakan contohnya emas tersebut tidak boleh calar,
bengkok atau sumbing, resit asal perlu disediakan dan lain-lain lagi.


Jamil Mohamad
PG009748
Tel: 0124588405

KOS PENGANGKUTAN YANG RENDAH

Assalamualaikum  dan salam sejahtera kepada pembaca blog serigold.. Pada kali ini saya akan menerangkan kos belian produk Public Gold di luar Pulau Pinang. Kos ini dikenali sbg kos pengangkutan. Walau bagaimana pun belian di cawangan di Pulau Pinang tiada dikenakan kos..

Kos seperti berikut :

JONGKONG dan SYILING emas 999
Semenanjung Malaysia
10g = RM10/unit
20g = RM10/unit
50g = RM20/unit
100g = RM30/unit
250g = RM50/unit

Sabah & Sarawak
10g = RM20/unit
20g = RM20/unit
50g = RM40/unit
100g = RM60/unit
250g = RM100/unit


DINAR EMAS PUBLIC DINAR 916

TIADA SEBARANG KOS DIKENAKAN BAGI SEMENANJUNG MALAYSIA....

 untuk SABAH DAN SARAWAK

1 dinar = RM10/unit

2 dinar = RM 10/unit
5 dinar = RM20/unit
10 dinar = RM30/unit

JONGKONG 999 PUBLIC SILVER:-
Semenanjung Malaysia
250g = RM20/unit
500g = RM30/unit
1000g = RM30/unit

Sabah & Sarawak
250g = RM240/unit
500g = RM60/unit
1000g = RM60/unit

 i-SERIES 916
 Semenanjung
10g = RM10/unit
20g, 50g, 100g = RM20/unit

Sabah & Sarawak
10g = RM20/unit
20g, 50g, 100g = RM40/unit

BARANGAN KEMAS 916 PUBLIC JEWELLERY  (d SERIES 916)
Semenanjung Malaysia RM20/unit
Sabah & Sarawak RM40/unit

Mudahan penerangan yang serba ringkas ini anda akan lebih faham dengan jelas... walaupun kos dikenakan, tetapi masih rendah berbanding jika anda datang terus ke P.Pinang. Jika anda nak datang ke P.Pinang juga tiada halangan... boleh lah berjumpa dengan saya...:-)
JAMIL MOHAMAD (PG009748)
tel 0124588405
http://www.facebook.com/profile.php?id=100001538560313

SKIM PELABURAN EMAS; JANGAN MUDAH TERPEDAYA

Assalamualaikum dan salam sejahtera kepada pembaca blog seriGold..
Harap sihat sejahtera...

Pada kali ini saya akan menulis tentang pelaburan emas yg betul dan skim pelaburan yg menggunakan emas untuk mengaburi fikiran pelabur dengan menjanjikan pulangan secara tetap setiap bulan atau jumlah tertentu dalam masa tertentu.. cth 3% setiap bulan dan sebagainya... dalam kata lain dok nganga je dapat duit tiap2 bulan... tapi akhirnya jd mcm nii....

 harap kita lebih berhati2...

Harga emas ada naik turun nya..
spt ini...

graf harga emas bg tahun 2011..
serta pergerakan harga emas dr 2009 yg mengikut landasan..

Jadi pilihlah pelaburan emas yg betul...
 Serta tambah lah ilmu pelaburan emas diseminar2 yg diadakan di cawangan Public gold berhampiran di tempat anda.



Jamil Bin Mohamad
PG009748
tel 0124588405

BUY GOLD NOW

Evidence for Price Manipulation

Critics of the idea of price manipulation might scoff and ask, if gold is manipulated, as you say, then how do you account for the 590% price increase over the past 11 years?
The idea here is that if gold were manipulated or controlled, there's no way it would have 'been allowed" to increase by that much.

In the above chart, we can see that gold has been in a remarkably steady run for the past three years. It is almost as if a ruler has been drawn under the price of gold, which has rarely deviated by much from that trajectory.
Certainly some might argue that this is an extremely poor piece of data in support of the idea that the price of gold has been manipulated, unless we want to argue that it has been manipulated upwards to rise nice and steadily (like air being slowly pumped into a balloon).
A fair point, perhaps, yet it is one that not only completely falls apart, but bolsters the case for price suppression when we examine the price action of gold in the daily vs. the overnight markets.
Note in this next chart that if one simply bought gold and held it only during the open and close of the US daily fix, one would have lost 70% of one’s money during the same period of time that gold rose in price by more than 500%.

As the chart above shows, the performance is dismal. For example, take a hypothetical gold investment fund starting with $100m in 2001, use it to buy gold only at the US AM fix and sell at the US PM fix until the present, and it would now be left with just $31 million, almost a 70% loss in just under ten years. Over the same time period, gold prices have risen over 590%.
Here we might ask a simple question: How is it possible that an asset that rose across all world markets by more than 500% fell during active trading in the most important market of them all (by volume) by 70%?
Trading is a zero-sum game, and for every winner there is a loser. Who was it that lost so much money in the daily markets fighting a tide that lifted the golden boat by more than 500%? How can there be such an uninterrupted series of losses for gold during this period?
There's a trading maxim that goes like this: Once a trend is established, other traders will identify that trend and either ride it or step out of the way. That is, sooner or later the trend stops, because too many people have caught onto it and its profitability gets traded down to zero. Yet selling gold into the daily market has been a sure-fire winner for over an entire decade.
For gold to have fallen so much during the daily market, yet be up overall, simply means that gold must be up strongly in the overnight markets. Indeed, this is the case.
We can easily see the startling difference in the chart below. It compares the results of a simple 'buy and hold' investment in gold over the past ten years vs. a more active (and clever) strategy that both shorts gold during the daily hours and then buys gold long for the overnight session:

(Source) 

This strategy captures both the daily losses and nightly gains into a single, combined monster gain that has returned over 5,000% over the past decade with very few drawdowns, handily beating the price of gold itself by a factor of ten.
Again, how is it possible for a single strategy to be such a reliable winner without being competed away to zero? A very simple explanation is that an entity that does not care about potential losses simply and reliably sells gold into the daily markets.
After a while, the self-reinforcing aspect of this behavior might entice other market participants to join along and sell into the daily markets. However, even if that were the case, in order to be neutral (as all trading eventually has to be) these positions would eventually have to be bought back. And given the fact that gold has risen by more than 500% over this timeframe, there would be no safe time to do this outside of the daily session.
So the question persists: Who has been selling into this market, and how large are their positions? Put more bluntly, how much gold is actually left in Fort Knox? Alternatively, just what exactly is contained within the $180 billion “other assets” line on the Fed balance sheet? Deeply underwater gold futures positions, perhaps?


Jamil Bin Mohamad
PG 009748
tel: 0124588405

PETI SIMPANAN DI PUBLIC SAFE

Welcome To Public Safe Sdn. Bhd. (Public Safe)
Private, Convenient, Confidential We have a state-of-the-art vault system and specially tailored high level of facilities and  services that we offer, to meet our many clients' individual and varied needs.  Combining safety, security and convenience, we are the country's only and leading Safe Deposit Company,  providing the ultimate in secure safekeeping. By safeguarding your valuables at Public Safe, you may rest assured that without your key and our key,  your box can’t be opened.  We require proper client identification prior to accessing the vault area,  where an electronic fingerprint scan is administrated, followed by visual verification of our client with  their photographic identification (in form of their passport or MyKad),  before access to their box is granted. Public Safe Sdn Bhd (Public Safe) is great for all your irreplaceable items of value.  These may be sentimental items, important documents, or simply business documents that you cannot afford to lose. Our Services Public Safe Deposit Boxes Public Safe Deposit Boxes Annual Rental Rates Box’s Size (inches) Pricing Per Annum (RM) Public Gold Dealer Price Per Annum (RM) Key Deposit Insurance 5”x5” 280.00 230.00 RM250.00 RM10,000.00 5”x10” 380.00 330.00 RM250.00 RM10,000.00 10”x10” 480.00 430.00 RM250.00 RM10,000.00 10”x10” (corporate box) 880.00 800.00 RM500.00 RM100,000.00 Service Charges: Refundable Deposit RM250.00 per box. Stamp Duty RM20.00 Another wealth protection project by public gold group

FOR ANY INQUIRY KINDLY CONTACT 

04-6459999 

JAMIL MOHAMAD

PGOO9748

tel 0124588405

TABIAT ORANG VIETNAM HARUS DICONTOHI

Assalamualaikum dan Salam sejahtera bagi peminat setia blog SERIGOLD

Baru-baru ni paper METRO ada keluarkan satu info menarik berkaitan "Tabiat Simpan Emas Orang Vietnam"...

                     Sumber :Harian Metro,18/02/2012

 

 

 

Ok, first saya nak cerita sikit apa yang orang vietnam ni buat sampai masuk paper METRO..bukan senang wooo nak masuk paper..hehehehe..

 

 

RINGKASAN

 

-TABIAT zaman berzaman orang Vietnam yang suka menyimpasn emas di rumah daripada menyimpan wang di bank dimanfaatkan sebaik-baiknya oleh Kerajaan negara itu. Semuanya gara-gara harga emas yang terus melambung tinggi.

-Harga emas domestik di Vietnam pula meningkat 18 peratus jauh lebih tinggi daripada harga pasaran emas dunia yang menyaksikan kenaikan 11 peratus

-Tindakan penduduk yang ‘menyerbu’ kedai emas membuka mata kerajaan Vietnam apabila mereka berhadapan dengan kadar inflasi sebanyak 18 peratus dan ketidakstabilan mata wang tempatan

-  kebanyakan penduduk Vietnam lebih suka melihat simpanan mereka dalam bentuk emas. Malah kadar faedah sebanyak 14 peratus yang ditawarkan oleh pihak bank kepada penduduk yang menyimpan dong tidak mampu menarik perhatian mereka apatah lagi ia jauh lebih rendah daripada kos sara hidup yang meningkat 18.6 peratus tahun lalu.

-“Empayar boleh jatuh, mata wang boleh berubah tapi emas akan terus bertahan,” kata pakar sosiologi, Vu Duc Vuong.

 

Ok..kenapa ini semua berlaku???

 -Emas juga boleh elak kita dari berlaku kecairan wang tunai. Bila dah mula simpan emas, kita akan rasa syg nak jual emas tu, sbb kita beli emas sekarang ni adalah lebih murah dari hrga emas thn hadapan.
-emas ni melindungi duit kita daripada susut nilai…sebagai cth, kalau anda smpan duit RM50 tahun lalu di bank, so duit RM50 tu di tahun 2012 nilai nya dah xjadi macam nilai tahun lepas…sebabnya:

1. KENAIKAN HARGA BARANG
2.KENAIKAN MINYAK
3.CETAKAN WANG TERLALU BANYAK MELEBIHI PENDAPATAN NEGARA,
4.HUTANG NEGARA BANYAK

 

 

INFO SEKADAR RENUNGAN

Tahukah anda bahawa pelarian Vietnam pernah membawa emas mereka semasa menjadi pelarian..BUKTINYA??

 

Kajian Kes: Emas Mampu Membantu Manusia Membina Kehidupan Baru Tak Kira Di Negara Mana Sekali Pun

 

Gambar di atas menunjukkan pelarian Vietnam yang melarikan diri menaiki bot ketika Perang Vietnam 1955-1975

OK, kisahnya begini …

-Contoh kajian kes ini menunjukkan bagaimana emas boleh membantu seseorang itu memulakan kehidupan baru di mana-mana pun di dunia ini.

-Ketika perang Vietnam sekitar tahun 1970an, beribu-ribu rakyat Vietnam telah melarikan diri akibat daripada peperangan teruk yang melanda negara mereka.

-Mereka telah meninggalkan kampung halaman mereka dengan menjual seluruh harta benda mereka, rumah, tanah, kebun dan ternakan mereka. Kesemuanya telah ditukarkan kepada bentuk emas.

-Emas tersebutlah yang dinamakan sebagai Emas Kim-Thanh (seperti dalam imej).

-Mereka sedar bahawa, emas diterima di seluruh dunia sebagai gantian wang. Bukan seperti wang kertas matawang Vietnam. Sudah tentunya bukan semua orang di negara lain ketika itu akan menerima wang kertas mereka.

-Dengan menyimpan emas, pelarian Vietnam ini boleh memulakan hidup baru mereka dengan mudah di negara-negara persinggahan mereka.

 

Imej di atas menunjukkan Emas Kim-Thanh yang dibawa oleh pelarian Vietnam tersebut sebagai harta mereka untuk membina hidup baru di negara-negara lain serata dunia.

Oleh sebab itulah, tiada langsung alasan anda sendiri PERLU menyimpan emas bagi memelihara dan menjamin kekayaan yang anda bina selama ini...

 

 

Jamil Mohamad 

tel: 0124588405

JOM TANYA PUBLIC GOLD

1. What is Public Gold?
Public Gold allows individual customers to invest in physical gold in a convenient, more secure and cheaper way. Customers can purchase gold in 999.9 fineness at all Public Gold Branches at daily quoted gold prices for 10g, 20g, 50g, 100g and 250g in Malaysian Ringgit.


2. Why would you want to invest in Public Gold?
Public Gold is one of the best ways for a customer to build up a personal gold portfolio by purchasing small amounts of gold on regular basis over a period of time. This "cost averaging" will ensure that the total gold investment will be acquired at the average gold price.


3. What are the benefits of having a Public Gold?
There are a number of benefits to customers and these include :

Convenience of investing in gold at any Public Gold branch in Malaysia.
It is secure, as it in physical forms.
It is cheaper as the gold prices quoted will be pegged to international gold prices without the usual additional charges.
Customers can invest in small amounts at a time i.e. minimum 10 grams.
There is opportunity for capital gain if the gold price appreciates.
Gold can be a hedge against inflation.



4. How would you make a capital gain from investing in Public Gold?
Internationally, the gold price is quoted in US Dollar per ounce. For Public Gold, the gold price will be converted to the Malaysian Ringgit . You will make a capital gain if the gold price appreciates.


5. When is the right time to purchase gold?
The right time would be when the gold price is low.


6. Will the gold price quoted daily be better than at goldsmith shops?
The price of gold quoted daily will be pegged to the international gold price and will definitely be better than goldsmith shops.


7. What is Bullion?
Means melting place, from the French bouillon, boiling, derived from the Latin bullio). A bullion is a precious metal (Gold) that is valued by its weight in a specific precious metal. Unlike commemorative or numismatic coins which are valued by limited mintage, rarity, condition and age, bullion coins are purchased by investors seeking a simple and tangible means to invest.


8. Why invest in gold bullion?
Making the precious metals part of your financial planning is becoming one of the rules of good investment strategy. And people like the idea of holding something of real value in their hands, instead of trusting everything to a bank or broker. The economic forces that affect the price of precious metals are different from, and often are opposed to, the forces which determine the price of most common financial assets. This independent movement of precious metals to other financial assets can reduce overall portfolio volatility and contributes balance.
Whether you are conservative or aggressive in your investment approach, precious metals can represent an important part of your asset allocation. Some experts suggest that 10-15% of portfolio assets be in precious metals. No matter what level of risk an investor wishes to take, every portfolio needs a secure foundation. Gold are one of the most liquid of all investments. It is readily portable. It is easy to store. It is recognized in every country. It is easily and discreetly bought and sold. It can be easily converted to cash at any time.


9. What should I buy coins or bars?
Bars
For the serious and large scale investor, gold bars are a simple and efficient way to invest in gold. The larger bars are usually available at the lowest premiums over their intrinsic gold value, smaller bars tend to cost more. There is a trade-off however, in that larger bars are not as flexible when it comes to selling. If you own a kilo bar, and you wish to sell, say 3 ounces, it’s not easy to slice off one end of your bar. Your choice of buyer is also more restricted as you will need to sell to a larger dealer, it is unlikely that you will find a private buyer as most people are not familiar with gold bullion bars.
Coins
It is sensible to consider modern one ounce gold bullion coins as being one ounce circular bullion bars. As coins are individually minted they in themselves provide their own authenticity and are available at very competitive prices compared with similar size bars. Because gold bullion coins are almost universally recognised, they are also easy to resell.


10. What is the spot price?
The Spot Price is the internationally agreed price, based on supply and demand, for a 1 troy ounce of gold. Spot prices can change every minute.


11. What is a Troy Ounce?
A troy ounce is the traditional unit of weight for precious metals.
One troy ounce = 31.104 grams 32.151 oz = 1 Kilogram

12. Why do I pay a premium over the spot price?
When you buy any bullion product you are buying a precious metal that has been manufactured and minted into a tradeable form. The premium over the spot price is made up of this manufacturing cost.


13. What is meant by the Margin Spread?
When you buy precious metal you pay a premium above the live spot price, (Lets say 6%). When you come to sell your precious metal you receive a price below the live spot rate (say 1%) Therefore in this example the margin spread is 7 percentage points.


14. Where can I sell my precious metals?
Because Gold is an international standard you will be able to trade coins and bars in most countries in the world.
Public Gold offer the most competitive buy back rates in Malaysia.

15. How do I purchase Gold Bullion?
You can call Public Gold at +604-6449999 (Main Office), or +604-2619999 (Bishop Branch).


16. When do I need to pay for my precious metal order?
Public Gold will provide its Ringgit Malaysia account details in the contract that has been emailed or faxed to you. You must arrange for a credit to this account and confirm payment (Cash, Internet Banking, Bank to Bank transfer or Eftpos) within 24 hours. We require this confirmation as most deposits will not process until overnight. If you do not provide this confirmation Public Gold retains the right to cancel your order.


17. Do I have to pay any commission on my purchase?
While many institutions and dealers charge a commission on trading precious metals, Public Gold does not charge commission.


18. What forms of payments does Public Gold accept?
As is international practice in trading precious metals, Public Gold only accepts the following forms of payment, telegraphic transfer and Internet Banking.


19. When can I take delivery of my purchase?
This will somewhat dependent on our product schedule but you can expect to take physical possession of your purchase within 5 working days.


20. How are Public Gold coins packaged?
Each coin will be inside individual plastic sleeve to protect them from being scratched or marked by fingerprints. Each coin will be accompanied with Public Gold official Certificate of Authenticity.


21. Do Public Gold margin spread always be maintained at 4.5% to 8%?
Yes. It will be maintained under normal political and social circumstances. But not during extreme market conditions, such as financial and economic critical, social unrest, political unstable and war. The margin spread will be special adjusted when these conditions happening.



Boleh juga hubungi saya Jamil bin Mohamad, 012 4588405